Things I Worry About: Money

Australia MoneyAs I’ve mentioned, my insomnia is brought about from stress, anxiety and depression.  Even though I have a good job it doesn’t stop me from worrying about money.

I feel that no matter how much I work, money is always a problem for me.  I just can’t make ends meet.

When I first moved to Sydney, I didn’t have a job.  In order to live I applied for a lot of credit cards and lived off of those for a couple of months.  I put everything on credit, I had a boyfriend that lived with me and his income was helpful, but we split up during the first month here and he left me for another woman.

So there I was in Sydney.  No money, no job, all alone and all this stress made my insomnia so much worse than it had ever been.  I felt like it was impossible to get a job with my condition so I just started charging all the bills to various credit cards.

The more stressed I got, the less stuff I could handle. This continued until I finally forced myself to start applying for jobs.  I began a writing job a month ago.  I write descriptions for products that my client is offering.

The best part about this job is that I get to work from home and I can work any time during the day that I would like.  This situation works great for me, because I can work around any time that I’m able to actually sleep for a few hours.

The worst part about this job is that I can afford my rent and groceries, but I’m not able to start paying my creditors. They have been making some threats lately, which is just stressing me out more. I’m thinking about filling out a debtor’s petition.

I’ve started making other small changes which are helping. I recently switched to Optus – Telstra was just too expensive. Telstra tried to gouge me for more money when I asked to break my contract but I managed to find a sneeky way to get around their demands. That’ll teach them!

Another solution to my financial woes is for me to get a roommate.  I think I’m going to post an advert on craigslist to find another woman who might want to share a space with me.  It will be nice to have someone else in the flat again.

Who knows… All I know is that I’ve got to find more cash – soon.

An Introduction to Insomnia

sleepy ladyI thought I should give everyone a little introduction to what insomnia is, how it effects different people, and dispel some of the myths that revolve around the disorder.

Wikipedia defines insomnia as a sleep disorder where the person is unable to fall asleep or to stay asleep for as long as they’d like. The article goes on to say that insomnia is considered both a medical sign and a symptom that can accompany several disorders that are characterized by persistent difficulty trying to sleep.

There are three different classifications of insomnia.  The first is transient insomnia.  Transient insomnia lasts for less than a week. The effects of transient insomnia are similar to the effects of sleep deprivation.

Acute insomnia is insomnia that lasts less than a month, but more than a week. Another name for acute insomnia is short term insomnia or stress related insomnia. [Read more…]

Is Work Stress Keeping You Awake At Night?

key property group

Insomnia comes in a lot of forms with a wide range of symptoms, and the cause can be incredibly difficult to pin down. But when your sleep cycle is off, it’s impossible to ignore. Whether your sleep is broken be frequent awakening, you struggle for hours to fall asleep or can’t stay asleep, or you simply can’t seem to sleep at all – these are all signs that something, somewhere, is wrong.

One of the most common causes of insomnia is stress. Stress comes in a lot of different ways, and some types of stress are even positive. But negative stress takes a toll on physical, mental and emotional health, and can severely impact the quality of your sleep.

Many things in everyday life can cause negative stress that can be damaging to health and sleep. Worries about money, family, obligations, illness, and one’s own future are common stressors that most of us face at some time or another.

Another source of stress can be your work environment. Tricky deadlines, overbearing and nitpicky bosses, workplace dissatisfaction, or feeling like you’re in the wrong place are all common feelings experienced by working professionals that can cause major stress and keep you awake at night.

If you’re an independent business owner and you’ve started suffering sleep problems, it’s probably time to honestly consider the future of your business. Insomnia is a sign of serious internal stress, even if you don’t realize you’re stressed out. If your business isn’t doing so well and that’s what might be causing you mental unrest, you may want to evaluate your options to sell.

After you’ve considered the situation and think this might be a contributing factor to your stress, think about where to go from there. The first step in this case is to find a professional group to perform a valuation on your property or other assets, so you can get a better understanding of market value and how to sell.

Having a steady and fulfilling job is an important thing to have if you want to get along in the world. But no work is worth sacrificing your health, wellness, and sleep. If you think you might be buckling under the weight of work stress, it’s time to consider your options and think about what you might be able to change.

RANT: 1 1/2 weeks trying to get a removalist in Sydney

Removalist SydneyReally, is it that hard to do what you say? Honestly?

You say you’re going go to come and give me a quote, THEN COME AND GIVE ME A QUOTE!

You say you’re going to get back to me in two days, THEN GET BACK TO ME IN 2 DAYS!

You say it’s going to cost $450, THEN CHARGE ME $450!!!!

I just don’t understand people some times… I wonder how they stay in business!

Ok, so let me back it up for a second. 

When my house got broken into, I got freaked. Like REALLY freaked. I didn’t know if I could stay here.

I started jumping at every noise and wondering if every creak of a door or close of a window was someone coming to break into my place. I just couldn’t do it any more. I needed to get out.

So I started looking around at a few places and even though the rental market is TOUGH right now, I managed to find a place.


The people seem cool, the neighbourhood seems safe, the neighbours seem nice. Everything’s looking up.

I tell my current house mates and even though they’re not stoked, they completely understand why I’m doing it and that I have to get out for my own health.

So, onto the next adventure: finding a removalist in Sydney

I jump on the internet, find this great site claiming to have the best furniture removalists in Sydney.

I contact them, talk to some really nice lady named Joan, and she promises me that she’ll get someone to get in contact with me in 2 days.

She seems SO nice and SO good that I don’t even bother contacting anyone.

And you know what happens? NOTHING.


No one calls. No one emails. No one gets in contact. Nothing. I’m left sitting in this house that I hate, waiting like an idiot for someone to contact me and nothing happens.

So I call back. “Oh, I’m so sorry, I don’t know what’s happened. Let me get onto them again.”

Sure Joan. No worries. Let me see what you’re made of.

Turns out to be very little as once again, no one contacts me.

How is this even possible? I don’t know. Maybe it’s just my bad luck.

And then, three days later, they call me… “Oh, sorry, we’ve been flat out.”

Sure buddy.

Anyway, his appointment is at 3pm the next day. So I sit, and wait, and wait, and guess what? At 4pm, he turns up.

“Sorry, we were really busy…”

Sure buddy. I’m fine with putting my life on hold for you.

“We can have the truck here 7am thursday and all done in 2 hours. As long as everything’s in boxes and all packed up, it should be a piece of cake. It’ll be $450.”

Ok, great. I’m sick of this and want it done.

And you’ll never guess what happens, THEY ACTUALLY TURN UP AT 7AM ON THURSDAY!

I know… I was in shock as well. I though ‘Wow, they might actually be good quality’. Turns out I was oh so wrong…

Before they started, I asked one question because I wanted to make sure everything was still as they said: “It’ll take 2 hours and cost $450, right?”

The answer I got reassured me that my initial hunches about these guys were right.

“2 hours, yes. But $450? Sorry, you must have misheard me, I said $650…”

That was when I lost my cool and started yelling “I’ve never seen such a useless bunch of…” Needless to say, they didn’t stick around.

So I move onto this other group that also claims to have the best furniture removalists in Sydney.

Nice person that gave me a rough quote over the phone. Told me that someone would be around that afternoon at 4:30pm to give me a real quote. And to my shock and horror, they were!

Only $250, only took an hour and fifteen minutes, and were on time and careful.


And it only took a week and a half all up.

So, the moral of this story is don’t trust anyone till they’ve proven that they mean what they say…

Just makes me wonder how some people are in business…