Things I Worry About: Money

Australia MoneyAs I’ve mentioned, my insomnia is brought about from stress, anxiety and depression.  Even though I have a good job it doesn’t stop me from worrying about money.

I feel that no matter how much I work, money is always a problem for me.  I just can’t make ends meet.

When I first moved to Sydney, I didn’t have a job.  In order to live I applied for a lot of credit cards and lived off of those for a couple of months.  I put everything on credit, I had a boyfriend that lived with me and his income was helpful, but we split up during the first month here and he left me for another woman.

So there I was in Sydney.  No money, no job, all alone and all this stress made my insomnia so much worse than it had ever been.  I felt like it was impossible to get a job with my condition so I just started charging all the bills to various credit cards. [Read more…]

An Introduction to Insomnia

sleepy ladyI thought I should give everyone a little introduction to what insomnia is, how it effects different people, and dispel some of the myths that revolve around the disorder.

Wikipedia defines insomnia as a sleep disorder where the person is unable to fall asleep or to stay asleep for as long as they’d like. The article goes on to say that insomnia is considered both a medical sign and a symptom that can accompany several disorders that are characterized by persistent difficulty trying to sleep.

There are three different classifications of insomnia.  The first is transient insomnia.  Transient insomnia lasts for less than a week. The effects of transient insomnia are similar to the effects of sleep deprivation.

Acute insomnia is insomnia that lasts less than a month, but more than a week. Another name for acute insomnia is short term insomnia or stress related insomnia. [Read more…]

One less thing to worry about: my iPhone bill

It’s been a while since I last posted an update here. I’m sorry if you use this to keep up with my life. I really am.

I try and update this regularly, but sometimes, it just feels too hard.

When I think about it, realistically, I should be able to update it at least once a day considering how little I sleep. Unfortunately, life just doesn’t work that way.

Insomnia doesn’t give you extra hours in the day – it takes them away.

Sure, you’re awake more. But just because you’re awake more, it doesn’t mean you can do more stuff.

Living with insomnia is like living in a dream. You’re not sure what’s real and what’s real and what’s pretend… It just all seems kind of detached.

On top of this, it feels like you’re stuck in mud. Moving and doing and thinking all seem to take so much of the precious little energy you have.

Sorry, I didn’t mean for this to turn into a(nother) rant about insomnia. It just consumes so much of my life that it’s hard not to talk about it.

Anyway, what I wanted to talk about was the beautiful situation I’ve just created (all on my own :-)) by getting rid of one of my biggest worries – my phone bill.

You see, when I first got my iPhone, I was SOOO excited. I had to get help setting my iPhone up (technology’s not my strong suit), but once it was working, I went a little nuts. I signed up to this CRAZY phone plan (does anyone really need to spend $150/month on their phone bill) when I had a job. It seemed great at the time – I could call and text anyone or anything I wanted without ever having to worry about how much I was spending.

That’s fine when you’ve got money – all you want to do is use it to be free – but when you don’t have money…

Every time I paid the bill, I thought about what I could have been spending that money on. Things like: food, water, my three-month overdue electricity bill, just as a few examples…

I’d tried in the past to get out of my contract. I’d called and pleaded and begged and even yelled (which I’m not too proud of), but it just didn’t work.

They just wouldn’t budge. They offered to put me on payment plans and give me bonus data and all those great things, but at the end of the day, they didn’t fix my problem: spending too much on my phone.

So today, I did something about it. Today, I unlocked my phone and went on a prepaid service.

I didn’t think it was possible to just skip out on your contract like that, but I did a little research on iPhone 5 unlocking and found this page.

Turns out it’s as easy as pie! $50 and I was away.

I’m pretty sure Telstra are going to have the shits and come after me, but that’s their problem. They don’t know where I live and I was paying my phone bill one month at a time so they don’t have my credit card.

I’m just going to skip out and leave the to do what they want to do – all while I enjoy my new found freedom!

Is Work Stress Keeping You Awake At Night?

key property group

Insomnia comes in a lot of forms with a wide range of symptoms, and the cause can be incredibly difficult to pin down. But when your sleep cycle is off, it’s impossible to ignore. Whether your sleep is broken be frequent awakening, you struggle for hours to fall asleep or can’t stay asleep, or you simply can’t seem to sleep at all – these are all signs that something, somewhere, is wrong.

One of the most common causes of insomnia is stress. Stress comes in a lot of different ways, and some types of stress are even positive. But negative stress takes a toll on physical, mental and emotional health, and can severely impact the quality of your sleep.

Many things in everyday life can cause negative stress that can be damaging to health and sleep. Worries about money, family, obligations, illness, and one’s own future are common stressors that most of us face at some time or another.

Another source of stress can be your work environment. Tricky deadlines, overbearing and nitpicky bosses, workplace dissatisfaction, or feeling like you’re in the wrong place are all common feelings experienced by working professionals that can cause major stress and keep you awake at night.

If you’re an independent business owner and you’ve started suffering sleep problems, it’s probably time to honestly consider the future of your business. Insomnia is a sign of serious internal stress, even if you don’t realize you’re stressed out. If your business isn’t doing so well and that’s what might be causing you mental unrest, you may want to evaluate your options to sell.

After you’ve considered the situation and think this might be a contributing factor to your stress, think about where to go from there. The first step in this case is to find a professional group to perform a valuation on your property or other assets, so you can get a better understanding of market value and how to sell.

Having a steady and fulfilling job is an important thing to have if you want to get along in the world. But no work is worth sacrificing your health, wellness, and sleep. If you think you might be buckling under the weight of work stress, it’s time to consider your options and think about what you might be able to change.